Personal Household Insurance

Our Household Insurance policy provides compensation in case of accidental loss or damage to your home, personal belongings, and insured electronics. It also covers injury or death of your domestic workers, in line with the Workers Compensation Act.

Whether it’s a fire, burglary, or unexpected natural disaster, we’ve got you covered.

What We Cover:

  • Residential building including fences, gates, fixtures, and fittings
  • Household contents such as furniture, appliances, and personal items
  • All-risk cover for electronics and other valuables
  • Domestic workers, injury or death as per the WC Act
  • Employer’s legal liability under common law

Extra Benefits:

  • Fire
  • Lightning
  • Earthquake
  • Explosions
  • Theft or burglary
  • Impact damage from vehicles or falling trees
  • Riot, strike, or malicious damage
  • Alternative accommodation if your home becomes uninhabitable due to loss