Group Health Insurance Policy
Group Health Insurance is a medical insurance plan provided by an employer or organization to cover a group of people usually employees and sometimes their dependents too. It helps protect the health and well-being of your team by covering medical expenses when they fall ill or need treatment.
It’s an affordable way for companies to offer health benefits and show they care about their staff.
What It Covers:
- Inpatient hospitalization (admission to hospital for treatment or surgery)
- Daycare procedures (minor surgeries that don’t require overnight stay)
- Maternity expenses (normal and cesarean delivery)
- Pre-existing disease cover (after a waiting period or immediately, depending on the
plan) - Pre- and post-hospitalization expenses (medical tests, doctor visits, medicines)
- Emergency ambulance services
- Some plans also include dental, eye care, and wellness checkups