Contractor’s Plant and Machinery Insurance
Covers your construction machines from damage, whether working or not. This insurance helps protect your construction machines (like excavators, bulldozers, cranes, etc.) from sudden and unexpected damage that happens while they are:
- Working on site
 - Not in use (at rest)
 - Being taken apart for cleaning or repair
 - Being moved around the site
 - Being put back together (after testing) 
It covers damage caused by accidents, unless the cause is specifically excluded in the policy. 
What’s Covered:
- Fire or explosion
 - Theft or attempted theft
 - Damage from a fall or collision
 - Overturning of the machine
 - Flood or storm damage (if included)