Employers' Liability Insurance
This insurance helps protect employers if their employees get injured, fall sick, become disabled, or die because of an accident at work. It covers situations where the employer is found legally responsible due to negligence or not following safety laws.
What It Covers:
- Compensation to employees for injury, illness, disability, or death caused by workrelated accidents
- Legal costs if an employee takes the employer to court
- Any approved legal expenses paid with the insurer’s permission